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Welcome to the inaugural issue of Golden & Cohen's monthly newsletter

article pictureHello and welcome to the inaugural issue of Golden & Cohen's monthly e-newsletter. We're also proud to announce that we have a new website, It’s chock full of information that you and your employees need to stay fully informed about your benefits.

You’ll also find contact information and details about our team, our press mentions, articles, and excerpts from the book we’re writing, “You gotta laugh: Life and the death-defying reality of the health insurance debacle.”

The newsletters will also be filled with short but interesting details we think you need to know each month.

We look forward to staying in contact with you, and always know you can reach us 24-7 to help you with your health insurance needs. Talk to you soon!

The Future of Healthcare

By Scott Golden, co-founder, Golden & Cohen

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Our new director of PR, Hope Gibbs- regularly helps us track press queries and recently brought to our attention an article being written by Pharma Voice about the future of healthcare.

We love this topic because we feel healthcare and the delivery system will change over the next several years. Technology will make the transfer of medical information much more efficient; everything will become electronic and readily available to those who need it. Providers will have to buy into this new technology or be forced out of the game. I think providers will need to be more efficient in technology as well as how they handle their patients. 

Care will go from reactive, to proactive. There will be an emphasis on routine care and heavy management on high-risk cases. Additionally, I think there will be an emphasis or preventive care type drugs (drugs that control situations before they become a problem) as prevention of serious conditions saves lots of money.

I see that providers will be asked to do more, for less, with less. There will be an emphasis on both the care side and business side in order to make things work. 

I believe health care policy is the driver in all of the above. There will be an analysis of what actually drives healthcare costs; policies will be derived based on those factors. Claims drive cost…reduced or controlled claims…reduced or controlled costs.  Policy will eventually end up looking to the root of the problem; not just the end result of the problem: healthcare is too expensive.

Meet Our Team

Stephanie Cohen, Chief Executive Officer

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Since co-founding the Gaithersburg, Maryland health care benefits firm Golden & Cohen in 1992 Stephanie Cohen has helped it grow into one of the largest among female-owned companies in the Washington metropolitan region. With more than two decades of experience in small group health insurance, disability programs and life insurance, she has helped hundreds of clients by fighting to ensure they get all of the health benefits that they have paid for. Recently, she was a finalist for the Ernst & Young Entrepreneur of the Year Award.

Stephanie believes in staying active in her profession and community, and serves on the prestigious United HealthCare, Coventry, Aetna and Kaiser Broker Council and is a member of the Women’s’ President Organization, the District of Colombia Insurance Commissioner Advisory Council and The Greater Washington Health Underwriters.

Still, she has grown increasingly frustrated with the ballooning costs of health coverage and last year decided it was her responsibility to help the health benefits industry come together and create a positive change.

On October 29, 2008 she hosted the DC Health Summit — a meeting of 100 top health care insurance providers, doctors, hospitals, business owners, and politicians who came together to discuss the value of workplace wellness programs as a way to lower insurance rates. Stephanie’s goal is to establish a consortium of leaders that will begin a national dialog and ultimately develop workable solutions to fix the nation’s health insurance problem. She continues to be an advocate for change, and is currently working on the 2009 DC Health Summit, as well as a number of other outreach initiatives.

Stephanie is a native of Maryland, and received her BS in Marketing from the University of Maryland, in 1986. She has been married to Golden & Cohen co-owner Scott Golden for 15 years. They have two children.


Fight the Flu this Fall

By Jack Cohen, Chief Operating Officer

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Although summer isn’t usually considered flu season, the reality is that every year from 5% to 20% of the population suffers the ill effects of the influenza virus. About 200,000 people are hospitalized from complications, and 36,000 people die from the disease.

Because we strive to be a proactive voice in the health care community, Golden & Cohen has teamed up with Healthcare Works Wellness to “FIGHT THE FLU” this fall. With their guidance, we will be offering flu shot clinics and other wellness services to all of our clients. Send me an email for details:

About Healthcare Works Wellness — A community-based organization that focuses on health and wellness by deploying the concept of preventative healthcare, Healthcare Works Wellness offers a range of wellness services from seasonal flu shot clinics to educational seminars for you and your staff.  Their staff comes to your office to conduct these clinics which can include screenings of your cholesterol, glucose, body mass and body composition to name a few. To schedule a visit, contact Healthcare Works Wellness at 703-506-8877 or by email at

Save the Date:
June 2, 2009, 6-8 pm

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Bernard Wolfe & Associates is a trusted colleague of Golden & Cohen and on the evening of June 2, 2009, we’ll be honored to attend their bi-monthly seminar entitled “What Are the Best Alternatives to Stock Market Investments?

Bernard Wolfe is a Certified Financial Planner, Certified Divorce Financial Analyst (CDFA), and one of the first members of the Registry of Financial Planners in the Washington DC area. Not only that, he also played for the Washington Capitals of the National Hockey League for nearly five seasons. Bernie always shares with us a motto from the great Wayne Gretzky who said, "you have to skate ahead of the puck.”

We think that by hosting his bi-monthly seminars that Bernie and his partner Brad Glickman aren’t just staying ahead of the puck for their own firm—they are teaching others how to rethink their investment strategies so that everyone benefits in the long run. We encourage all of our clients and friends to join us at what will surely be an informative cocktail reception.


Tuesday June 2, 2009, 6:00 to 8:30pm
Pooks Hill Marriott
5151 Pooks Hill Road, Bethesda, Maryland

Please RSVP to (301) 652-9677 or

Light hors d’oeuvres and refreshments will be provided.
Media inquiries should be directed to Hope Katz Gibbs, PR Director for Golden & Cohen, at

© 2009 Golden & Cohen
704 Quince Orchard Road, Suite 250 | Gaithersburg, MD 20878 | 866-330-0195